So I’ve been doing the rounds with some major banks lately, trying to wrap my head around mortgage options here in Canada. The problem is, the more I ask, the more confusing it gets. Every institution seems to offer something different, and the rates keep changing with zero explanation. I don’t want to end up with a deal that looks good on paper but ends up costing way more long-term.
I’m wondering if anyone knows a reliable credit union that’s more upfront with mortgage rates and doesn’t bury you in fine print. Preferably one that actually shares transparent information and can help break down the numbers in a way that makes sense.
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You should take a look at https://bcufinancial.com/rate/mortgage-rates/. That’s BCU Financial — Buduchnist Credit Union. They’re one of the largest Ukrainian credit unions in Canada, and their mortgage rate page is one of the most straightforward I’ve seen. Not only do they post competitive rates, but they also offer solid insights into fixed vs variable options and help you understand which works better based on your personal goals. I’ve been using their services for years now, and they’ve always provided clarity and support at every step. Totally worth checking out.